Wednesday, 29 January 2020

_*Relationships, Money & Health_*

3 key variables in one's life are so well connected with each other that, one needs all the 3 to lead a happiness filled life.

One's Life *time* keeps them bonded.

Any of these variables are not well oiled & managed, life is a struggle 🤷🏼‍♂

The problem is, we give a *disproportionate time* to one variable Vs the other.

So, the misery 😞

How much of one's *life time* that needs to be spent on _building & sustaining_ Relationships, Health & Money.....is one's choice, but the choice comes with conseqences which have to be borne, in the future 🙂

Thursday, 23 January 2020

Monopoly Vs Reality

👆🏼

I did write a post on the game of Monopoly and its wonderful benefits for learning the lessons on Money & Investing, especially for the kids.

The above one is the flip side of this game - 

_I tried to work the cost of acquiring the card / place Vs the Rent recieved for owning that particular site_

It turns out that the results are quite dubious when compared to the reality of life 🙂

_We rarely / never get a High Rental Yield for a property, when it is purchased for a High Cost & vice versa_

Yes, sometimes it does work out that way… but most times, it's the inverse.

*Monopoly - high cost of acquisition leads to high rental yields*

*Reality of life - it's mostly the opposite which is true*

Wednesday, 15 January 2020

_*Paying Others, Paying Oneself & Savings for the future*_

One more attempt at a little poetry 🙂

_I Pay_ the Credit Card outstanding
_I Pay_ the Personal Loan EMI
_I Pay_ the Car Loan EMI
_*But, Did I Pay Myself, first*_


_I Pay_ the MilkMan
_I Pay_ the Maid
_I Pay_ the Cook / Driver
_*But, Did I Pay Myself, first*_


_I Pay_ to the School / College
_I Pay_ to the Extra Curricular
_I Pay_ to the Nanny / Creche
_*But, Did I Pay Myself, first*_


_I Pay_ to Entertainment
_I Pay_ to Malls
_I Pay_ to Restaurants
_*But, Did I Pay Myself, first*_


_I Pay_ for the latest Gadget
_I Pay_ for the latest Tech
_I Pay_ for the Comforts
_*But, Did I Pay Myself, first*_


_I Pay_ my Taxes
_I Pay_ my Charity
_I Pay_ Everyone Else
_*But, Did I Pay Myself, first*_


_*Let me Pay Myself First, before I Pay Everyone Else, because; None of the 'Everyone Else' is going to Pay for Me, in the Future*_

Monday, 13 January 2020

_*BSE Sensex Index Data, Daily move & Do we need to bother*_



*Investing Continuously + Staying Invested for Long = Only way to beat Inflation*

*Checking for the Daily Market Movements is futile and a waste of an investor's time*

Markets get spooked by a NEWS

Markest go up with a NEWS

NEWS need not be news...rumour is just fine