Monday, 27 June 2016

Regret – a feeling of sadness or repentance.
The British are frantically Googling, what the EU is, hours after voting to Leave J (search engines data).

Has the ‘Regret’ feeling set in? Yes, it would have – why not?

When the currency is hammered.
When the Equity markets (FTSE 25- represent domestic UK focused companies) is down by 7.2%.
When the Bond Yields are crushed.
When the Property Developer stocks are eroded by over 25% (fears about a fall in home prices).

When one does not understand the immediate consequence of his / her action, the Result of Such an action, is to be borne.

No way out & No place for a regret.
Collective Wisdom or Regret? Time will tell.
But, for now it is – ‘The United Kingdom of Great Regret’.
Money Life decisions are similar.
But the decisions are easy & simple to make.


‘Herd Crowd’ or ‘My Need’
Apparently, in the referendum:

Every 3 in 4 youngsters, voted to ‘Remain’.

Every 3 in 4 Senior Citizens, voted to ‘Leave’.

And the # of Senior Citizens who voted exceeded, the number of youngsters.


The guys who had great yesteryears voted for the guys, who do not know what their future is J

Friday, 24 June 2016


   


The map says it all…Blue to Remain in the EU; the rest is, Leave the EU.

Head to be chopped?

This is one referendum (51.9 % : 48.1 %) which has been made a mockery of sort; ‘A Balanced Referendum

Allocation’ did not work there; but, ‘A Balanced Portfolio Allocation’, works great for an investor.


Balanced Money Life, works wonders J
The results are not out, but, Brexit is happening.

‘Friends in need are not Friends indeed’ – Maybe, the ditched European  Union (EU) feels today; especially Germany & France.

The Market Experts, The Big Betters, The Indian Astrologers – all got it wrong.

Uncharted territory for the EU.

But, one thing is for sure –

The selling in the global markets is unconnected to the Indian markets.

Sentiment > Indian Fundamentals

From an Investor’s point, this is again presenting a nice opportunity.

Should we start buying or continue to keep buying?


Prexit (Portfolio Exit) is though, not an option.
Sterling Pound hits a low not seen since 1985… below 1.35 to a US $...that is in 3 decades of erosion is under 30 minutes. All the Asian markets are down

Thursday, 23 June 2016

Perception = Price of Uncertainty
Facts = Price of Certainty

When,

Perceptions > Facts = Expectations get built and the end result is far away from the Reality (a very high probability).

Facts > Perceptions = Expectations are closely tied to the Reality, or beat the Reality (again, a very high probability).

A perceived outcome which is beyond the limits of Certainty, is best ignored.

Money Life decisions are to be based on facts (Certainty of outcomes) & not Perceptions (Uncertainty of Outcomes).

Brexit – plays on Fear of Immigration

Bremain – plays on Fear of Economic impact

Both, are classic Perceptions. No certainty of facts attached to them. It is pure, FEAR play.

By the way…

The betting kings in London & the Astrologers in India are predicting a, ‘Bremain & not a Brexit’ J

We will know the answer by this time, tomorrow.

Tuesday, 21 June 2016

In Vedic Sanskrit, the word 'Yoga' means - A Union

A union of Physical, Mental & Spiritual self with the cosmic matter.

Our,

Money Life Yoga - A union of one's Money & Life (with family, self & community).

Investment Life Yoga - A union of one's Investment decisions with the specifics of Risks, Rewards (returns), Liquidity & Holding Period.

Combining the both, to arrive at a, 'Self Actualization Investment Money Life Yoga', one needs tonnes of -

Patience, Discipline, Focus, Character & Hope.

And above all, an 'Absolute CLARITY on Money Life vision' -

How do I generate & manage money ?
What do I do with it ?
Who do I give it to ?
Where do I invest it ?
Whom do I trust it with ?

On this Health Wealth Yoga Day; lets aim to reach the Self Actualization Money Life Stage.

Happy Money Life

Monday, 20 June 2016

A popular central banker leaving office, causes immediate near term impact on – Currency, Bonds & Equity – in the order

Now,
Rexit (Rajan’s Exit)
Brexit ((Britain’s Exit)

Are the words derived from, Grexit – Greece exit of Euro

When everyone is innovating, oh sorry, copying from Grexit….we can also do it J

‘Prexit’, meaning – Portfolio Exit

An investor should not ‘Prexit’, over Rexit & Brexit J

If possible, do a ‘Popin’ (poppins, the small candies) – meaning, ‘Pop In’ more investments into one’s portfolio.


Popin on Rexit & Brexit…avoid Prexit J

Thursday, 9 June 2016

An 'Equilateral Triangle', has 3 corners, 3 equal sides with all the 3 internal angles congruent to each other and are at 60 degrees, each.

An investor's equilateral triangle has to be similar with the 3 corners being -

Patience

What to Avoid

What to Buy

Any of these 3 attributes change ( & in that order); its no more an equilateral triangle; and the portfolio's equilibrium is generally lost.