Anticipation = Expectation / Prediction

In anticipation of the capital markets going down, we don't invest.
In anticipation of the capital markets being volatile, we don't invest.
In anticipation of the capital markets being uncertain, with too many variables impacting their outcome, we don't invest.

By the time a decision is made to invest; the anticipated outcomes change, the reality is up & running. And everything seems to have run up, too much.

So now, in anticipation of the markets going down again, we don't invest.

Anticipation # Action

Action things out, don't keep Anticipating, Predicting & Forecasting.

A will to succeed is as important as, a 'Will' to succession.

Or - A 'Will' to succession is as important as a will to succeed.

Either way, a 'will' is essential.

Have a plan in place.

Accumulation or Inheritance, Conservation or Growth, & Distribution - the 3 phases in one's Money Life.

One might overlap the other phase, but the critical issues to consider during the stages are -

Accumulation / Inheritance - Systematic Investment Planning (SIP) ...Wealth Creation.

Conservation / Growth - Systematic Maintenance Planning (SMP) ... Wealth Preservation & Growth.

Distribution - Systematic Inheritance Planning (SIhP)... Wealth Distribution.

SIP ----->  SMP ----->  SIhP 

Time & again, history repeats.

“What is perceived to be ‘Safe’ is never safe, & what is perceived to be ‘Unsafe’, is reasonably safe.”

Be it a city, a country, a person, an animal or an investment instrument.

‘Safety for capital’ beyond necessity, leads one to a ‘Stealth Erosion of Capital’ (Purchasing Power); in the form of Inflation & Taxes.

By the way, some of the safest countries to live in are -  Switzerland, Japan, Singapore, Austria, Denmark & Iceland.

Today's school children carry almost 15 - 20% of their body weight, in their school bags 😳

Maybe a book for every 15 minutes? 

Is there really, so much to Read, Write & Learn? 

Is this essential for the future?

The current system imparts an education, which we do not even know, if it will be valid in the near future...so much of complex study systems; only leading to a higher unemployment rate & lack of basic life surviving skill sets.

Education or Money Life - the ability to keep things simple, & one's own ability to ‘Learn, Unlearn & Relearn' will be the deciders.

Simple Options are probably the best picks - they are

(E)xtraordinarily Efficient

(E)ffortless to Understand

(E)xtremely flexible &

(E)asy on the pocket

4 (E) s - keep it Easy, keep it Effective.

In both Astronomy & Astrology, deductions are derived based on; 'Where we Stand' relative to the respective planetary / stars' positions, & not vice versa.

Money Life is also based on, 'Where we stand' & not as per, 'Where the markets stand'.

Our Money Life is relative to Our Life, & not relative to 'what the market life' is.

'Money & Life', should 'Rotate & Revolve' around you. And not around others' planetary positions 🌝🌛⭐💫

David Cameron (prime minister), Boris Johnson (Ex-Mayor, London), Nigel Farage (the guy who pushed Brexit) -

All the 3 leaders have abandoned the ship, after it hit the iceberg.

Leaving their responsibilities. Leaving people directionless.

An association with a Doctor, Lawyer, Chartered Accountant or a Financial Advisor has to be like a 'Fevicol ka jodi' ...what's the point in associating, if a professional abandons the relationship, in times of one’s ‘Greatest Need of Hour'.

Have a strong bond with a good professional.

The point is, how do identify a good professional? 

Asphalt – known as Bitumen, is a complex organic material & a petroleum product used for laying roads.

Cement Concrete – a mixture of sand, pebbles or crushed rock & water; also used for laying roads.

‘Ditched Hyderabad’ – the spine chilling experience of driving on Hyderabad roads is scary. Well, the traffic is only one part, but, the ‘ditch filled roads’ are the scariest part.

‘The volatility in the Capital Markets’ is far easier to handle vs. ‘the volatility of spine breaking bodily movement’, while driving here.

Reason, roads made of Asphalt (low cost) coupled with low quality maintenance & no review.

Asphalt Laid Portfolio or Cement Concrete Laid Portfolio? An Investor’s choice.

One is low cost, low maintenance, low quality & low durability. The first drops of rain & it is washed away. Imagine Money?

The other is an Initial high cost, absolutely no maintenance, great quality, excellent durability. The greatest of the Tsunamis can be possibly be withstood.

Asphalt or Cement Concrete – isn’t the choice clear?

So, which is the best Asset to invest in?

Equity?  Fixed Income?  Real Estate?  Gold?  Art?

No. It is one’s own ‘Health’ J

A good health is of paramount importance for one’s cash flows, income flows, Earnings & also to profit from managing one’s Money Life.

A deteriorated health leads to a deteriorated Wealth. The old adage, ‘Healthy, Wealthy & Wise’, is an evergreen truth.

A Health State (Physical, Mental & Spiritual) is a Healthy Portfolio.

Stay Healthy

Stay Wealthy

The amount of capital erosion in the UK over the last 3 days is equivalent to the amount of total funding which they contributed as their share into the EU (European Union), over the last 15 years J

So much for saving their capital & services from the EU people.

The ‘Hot Seat’ (Prime Minister) is red hot & waiting for an Able Human; while all the politicians have now developed a ‘Cold Feet’, to occupy it.

A Portfolio’s hot seat is the one, which an investor creates (invests) without understanding the consequences of the investment.

Understand where & how, your hard earned money is going. There is no point in developing cold feet, later.

On the contrary, the best time to occupy a hot seat is when, nobody else wants it.

Result – Become a Legend or a Lunatic