Bloomberg - Harvard Does a Trade You Should Never Make http://bv.ms/2dguaQ4

Harvard, a Country, a State, a Corporation or an Individual...All think the same way :)

Reasonable Expenses are not the only criterion for delivery. Harvard listened to its Endowment fund donors & has now paid a *super heavy price* (in performance), for a decision which was *Million Wise & Billion Foolish*

Expenses matter, but there are things that matter even more.