_*Real Estate Allocation, Headline Allocation or Asset Allocation*_

This early morning, a good friend of mine forwarded an article from a leading daily..... The headline of the article said - *Real Estate maybe a safer bet than equities*

The catch.... Data base studies done from 1870 & in 16 developed / advanced countries (India was not in the data) and we don't know how advanced were these 16 counties for over a century from 1870 to 1970 😂

Btw....some of these countries didn't even exit in 1870 as we know them today.

And then, the article goes onto say... *India might be a bit different* 😂, but is in tune to the other credit cycles in the economy. Well, every asset is linked to credit cycles in someway or the other.

Poor researches...they fundamentally missed on *the most important variable* that drives the real estate market in India 🤔

_When Equities are down.....headlines focus on Real Estate_

_When Real Estate is down.....headlines focus on Equities_

_When both are down.....headlines focus on Fixed Deposits / Govt Saving Schemes_

_When Fixed Income is down....headlines focus on Cash is King_

_When all asset classes are going down...headlines focus on gold_

_When gold goes down....headlines focus on the Intrinsic Value of gold_

When everything is going down...headlines focus on *we're doomed & there is no future for humankind*

When everything is going Up....headlines focus on *there is never going to be a downside in our lives*

Is Real Estate the best investment?
Is Equity the best investment?
Is Fixed Income the best Investment?
If Gold the best Investment?
Is Cash the best holding?

or

Is Asset Allocation which is in tune to one's needs, aspirations and future secure is the best way forward?

But for all the Asset Allocation to work......we need to give it *Time & Patience* 🤷🏼‍♂