Whether one tracks their investments or not, they should definitely track their _*SPENDING*_
Yes...this is one of the foremost impact variable in Money tracking, that has quite a serious repurcussion on one's future Money & Life.
The enclosed table depicts a very simple exercise to make visible & then introspect on some facts from our lifestyles.
_*Am I above the Spending line*_ (serious introspection needed) 🙄🤔
or
_*Am I below the Spending line*_ (better lifestyle management needed) 😊
or
_*Am I comfortably 'on' the Spending line*_ (just keep going, managing to spend with wisdom) 😌
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