A large degree of one's personal financial life depends on these 3 critical variables
_If managed well, it's a financial bliss_
_If not, not only financial but even life is at stake_
Today's _EARNING_ leads to 2 options of ...... _Spend_ and or, _Save & Invest_
But, tomorrow's _SPEND_ comes only from today's savings & investments.
_Earnings are going to stop one day; atleast the active earnings (for majority)_
But, _Spending_ is never ever going to end.
Bottomline
_Maximize today's Earnings_
_Optimize tomorrow's Savings & Investments_
_Minimize today's & tomorrow's Spending_
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